Fees, Financing, & Insurance

We will review the following information about our fees, financing options, and medical insurance with you during your initial visit to our Phoenix area weight loss surgery practice.

We look forward to partnering with you on your way to a more satisfying life through weight loss surgery. Request your consultation with Dr. Richardson or call (480) 829-6100.


In most cases, there are some fees that are NOT covered by insurance, but are required in order to enter our program. Due to variances in individual insurance plans, your out-of-pocket expenses may vary. We will discuss your exact costs with you in detail at your initial consultation.

In addition to the financing options below, Dr. Richardson and Weight Loss Institute of Arizona accept the following forms of payment:

  • Credit cards and debit cards
  • Certified checks and cashier’s checks (We do not accept personal checks.)
  • Cash

We require your balance be paid 2 weeks prior to your scheduled surgery date.

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You have a variety of financing choices for your Phoenix area weight loss surgery. Our procedures can be surprisingly affordable, even if your first thought was that surgery may be out of reach. In general, weight loss surgery financing is available for almost all procedures performed. Your payment may vary based on the surgery involved, cost of the procedure, repayment period, and your credit scores or history.

At Weight Loss Institute of Arizona, we work with CareCredit® – one of the nation’s leading medical procedure financing companies. Backed by GE Capital, CareCredit is reputable and offers fair interest rates on a revolving line of credit. Our financial counselors will discuss CareCredit with you at your initial appointment.

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Weight Loss Institute of Arizona participates with most major insurance plans, including but not limited to:

  • AARP
  • Administrative Enterprises
  • Aetna
  • Ameriben Solutions
  • Arizona Foundation for Medical Care
  • ASBAIT (through AEI)
  • Assurant Health
  • Banner Health
  • Basha’s (Professional Benefit Services)
  • Blue Cross/Blue Shield – ALL plans
  • Capital Administrators
  • CCN Mega Life
  • Central Reserve Life
  • ChampVA
  • Cigna
  • Cigna for Seniors
  • Definity Health
  • First Affordable Health
  • Fiserv Health
  • Fringe Benefts
  • Gilsbar
  • GEHA
  • Great West Health Care
  • HealthNet
  • HealthNet for Seniors
  • Humana
  • Loomis
  • Humana Gold
  • Mountain State Admin
  • National Asbestos
  • Pacificare
  • PBSI
  • Secure Horizons
  • Southwest Services Admin
  • Summit Admin Enterprises
  • Tricare
  • Triwest
  • Tufts
  • United Health Care
  • UMR
  • Zenith Admin

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